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Managed disability--past, present and future.

T R Corcoran1, T E Klett

  • 1Tillinghast-Towers Perrin, Hartford, CT, USA.

Benefits Quarterly
|December 8, 1996
PubMed
Summary
This summary is machine-generated.

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This article examines the evolution of managed disability programs, highlighting historical influences, current considerations, and future challenges. It emphasizes opportunities for insurers and employers to innovate and reshape disability benefits.

Area of Science:

  • Occupational Health
  • Insurance Studies
  • Public Health Policy

Background:

  • Managed disability programs have evolved significantly over time.
  • Historical factors have shaped the structure and function of these programs.
  • Understanding past trends is crucial for present-day program management.

Purpose of the Study:

  • To provide a comprehensive overview of managed disability program development.
  • To identify key considerations for contemporary managed disability initiatives.
  • To explore future challenges and opportunities for program enhancement.

Main Methods:

  • Historical analysis of managed disability programs.
  • Review of current best practices and challenges.
  • Foresight analysis of future trends and innovations.

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Main Results:

  • Managed disability programs are influenced by historical, economic, and social factors.
  • Current programs require careful consideration of stakeholder needs and regulatory landscapes.
  • Future success hinges on innovation and adaptability.

Conclusions:

  • Insurers have an opportunity to create novel and adaptive disability products.
  • Employers can actively influence and improve disability benefit program design.
  • Strategic evolution of managed disability programs is essential for long-term success.