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Related Experiment Videos

The D & O liability insurance crunch.

J Greene

    Trustee : the Journal for Hospital Governing Boards
    |November 6, 1986
    PubMed
    Summary

    Directors and Officers (D&O) liability insurance is hard to get. This article explores alternative coverage options for hospital governing boards facing complex decisions and potential lawsuits.

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    Area of Science:

    • Healthcare Management
    • Risk Management
    • Legal Studies

    Background:

    • Directors and Officers (D&O) liability insurance is increasingly difficult to obtain.
    • Hospital governing boards face complex decisions with potential legal ramifications.
    • Trustees are increasingly targets of lawsuits due to their decision-making.

    Purpose of the Study:

    • To explore alternatives to commercial D&O liability coverage for hospital governing boards.
    • To provide insights into managing legal risks for healthcare trustees.
    • To identify strategies for ensuring adequate protection for hospital leadership.

    Main Methods:

    • Review of current D&O insurance market challenges.
    • Analysis of legal risks faced by hospital governing boards.
    • Exploration of alternative risk management and insurance strategies.

    Main Results:

    • Identification of several viable alternatives to traditional D&O insurance.
    • Discussion of the benefits and drawbacks of each alternative.
    • Assessment of the feasibility of these alternatives in the current healthcare landscape.

    Conclusions:

    • Alternative coverage options exist for hospital governing boards seeking D&O liability protection.
    • Proactive risk management and diverse insurance strategies are crucial.
    • Hospital leadership must adapt to the evolving D&O insurance market.

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