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Related Experiment Videos

Malpractice insurance options: claims-made vs. occurrence coverage.

P E Singer

    The Journal of Medical Practice Management : MPM
    |June 9, 1985
    PubMed
    Summary

    Choosing professional liability insurance is a major decision for practitioners due to rising costs and litigation risks. Understanding claims-made versus occurrence coverage and carrier types is crucial for informed choices.

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    IMJ interview. The physician as malpractice insurer.

    IMJ. Illinois medical journalยท1982
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    Area of Science:

    • Medical Malpractice Insurance
    • Healthcare Law
    • Risk Management

    Background:

    • Professional liability insurance is increasingly complex and costly.
    • Practitioners face significant malpractice litigation risks.
    • The insurance market offers diverse coverage sources and carriers.

    Purpose of the Study:

    • To inform practitioners about critical aspects of malpractice insurance.
    • To clarify differences between claims-made and occurrence coverage.
    • To analyze the advantages of commercial versus physician-owned insurance carriers.

    Main Methods:

    • Review of professional liability insurance market trends.
    • Analysis of claims-made and occurrence policy features.
    • Comparison of commercial carriers and physician-owned companies.

    Main Results:

    • Malpractice insurance is a significant financial and strategic consideration.
    • Claims-made and occurrence policies offer distinct benefits and drawbacks.
    • The choice between commercial and physician-owned carriers depends on industry trends.

    Conclusions:

    • Practitioners must be well-informed when selecting malpractice insurance.
    • Understanding policy types and carrier structures is essential for adequate coverage.
    • Strategic selection of professional liability insurance mitigates risk effectively.

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