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Related Experiment Videos

Malpractice premium expenses: another "crisis" and its implications.

E K Adams, W B Burfield

    The Journal of Medical Practice Management : MPM
    |December 5, 1988
    PubMed
    Summary
    This summary is machine-generated.

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    Physician malpractice insurance costs are rising, leading to potential service withdrawals. Certain specialties and younger doctors face disproportionately higher impacts from these escalating medical malpractice claims.

    Area of Science:

    • Medical Economics
    • Healthcare Policy
    • Risk Management

    Background:

    • Escalating malpractice claims and insurance premiums are creating a crisis in healthcare.
    • The availability and cost of medical malpractice insurance are significant concerns for physicians.
    • Previous insurance availability crises may not repeat uniformly, suggesting localized issues.

    Purpose of the Study:

    • To analyze the current crisis in medical malpractice insurance.
    • To predict the future landscape of insurance availability and its impact on physicians.
    • To identify physician subgroups disproportionately affected by rising insurance costs.

    Main Methods:

    • Analysis of trends in malpractice claims and insurance premiums.
    • Assessment of potential physician responses, including service withdrawal.

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  • Examination of cost distribution among different physician demographics and geographic locations.

    • Main Results:

    • Malpractice insurance costs are increasing, impacting physicians.
    • Service withdrawals by physicians are probable, potentially affecting specific patient groups.
    • Obstetricians, younger physicians, and those in non-solo practices are bearing higher costs.
    • Certain states are experiencing more adverse impacts than others.

    Conclusions:

    • The medical malpractice insurance crisis is ongoing, with likely localized impacts rather than a general withdrawal of coverage.
    • Physicians may selectively reduce services, impacting healthcare access.
    • Disparities exist in how the increased costs of medical malpractice insurance affect different physician groups and geographic areas.