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Focusing the catastrophic illness debate.

H Birnbaum, N Naierman, M Schwartz

    The Quarterly Review of Economics and Business
    |March 7, 1980
    PubMed
    Summary

    This study analyzes the incidence and cost of catastrophic illnesses in the US, defined as over $5,000 in annual medical expenses. It aims to fill a data gap and inform discussions on national health insurance.

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    Area of Science:

    • Health Economics
    • Public Health Policy
    • Medical Sociology

    Background:

    • Limited data exists on the financial burden of severe illnesses in the US.
    • Understanding expensive illness experiences is crucial for health policy development.

    Purpose of the Study:

    • To analyze the incidence and cost of catastrophic illnesses in the United States.
    • To provide data for the national health insurance debate.

    Main Methods:

    • Defining catastrophic illness as incurring $5,000 or more in medical expenses annually.
    • Analyzing available data on illness episodes and associated costs.

    Main Results:

    • Quantifies the occurrence and financial impact of catastrophic illnesses.
    • Identifies a significant gap in understanding these high-cost health events.

    Conclusions:

    • The findings highlight the need for better data collection on catastrophic health expenditures.
    • This analysis provides a foundation for policy discussions regarding financial protection against severe illness.

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