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Related Experiment Videos

Gender differences in pension wealth: estimates using provider data.

R W Johnson1, U Sambamoorthi, S Crystal

  • 1The Urban Institute, Washington, DC 20037, USA. rjohnson@ui.urban.org

The Gerontologist
|July 9, 1999
PubMed
Summary
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Men have 76% more pension wealth than women at midlife due to wage and job differences. This gap is expected to decrease as women

Area of Science:

  • Economics
  • Sociology
  • Gerontology

Background:

  • Gender disparities in retirement income persist into midlife.
  • Pension wealth is a critical component of retirement security.

Purpose of the Study:

  • To investigate gender differences in pension wealth among midlife workers.
  • To identify factors contributing to the gender gap in pension wealth.

Main Methods:

  • Analysis of data from pension providers.
  • Comparison of median pension wealth between men and women.

Main Results:

  • Men had 76% greater median pension wealth than women on their current job.
  • Wage, job tenure, and industry explained most of the gender gap.

Related Experiment Videos

  • Unexplained differences in education, demographics, or job characteristics accounted for less than one-third of the gap.

    • Conclusions:

    • The current employment situation of midlife women leads to poorer retirement income prospects.
    • The gender gap in pension wealth is projected to narrow as women's employment patterns increasingly align with men's.