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Health insurance coverage after welfare.
Health Affairs (Project Hope)
|January 25, 2000
Summary
Many former welfare recipients lacked health insurance, with coverage decreasing over time. Job-based insurance was uncommon, and Medicaid reliance declined after leaving welfare.
Area of Science:
- Health Services Research
- Public Health Policy
- Socioeconomic Determinants of Health
Background:
- Welfare reform aimed to move recipients into employment, raising concerns about their access to health insurance.
- Understanding health insurance continuity post-welfare is crucial for policy development and support systems.
Purpose of the Study:
- To analyze the health insurance coverage of former welfare recipients after exiting welfare.
- To identify trends in insurance status and factors associated with uninsurance.
Main Methods:
- Utilized data from the 1997 National Survey of America's Families.
- Examined health insurance coverage among women and children who left welfare between January 1995 and mid-1997.
Main Results:
- Only 33% of working former welfare recipients had job-based health coverage.
- Uninsurance rates increased with time since leaving welfare and decreased Medicaid coverage.
- One year or more after welfare exit, 49% of women and 30% of children were uninsured.
Conclusions:
- Former welfare recipients faced significant challenges in obtaining and maintaining health insurance.
- Job-based coverage was insufficient, and Medicaid coverage often lapsed, leading to high uninsurance rates.
- Policy interventions are needed to ensure continuous health coverage for vulnerable populations transitioning from welfare.
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