Jove
Visualize
Contact Us
JoVE
x logofacebook logolinkedin logoyoutube logo
ABOUT JoVE
OverviewLeadershipBlogJoVE Help Center
AUTHORS
Publishing ProcessEditorial BoardScope & PoliciesPeer ReviewFAQSubmit
LIBRARIANS
TestimonialsSubscriptionsAccessResourcesLibrary Advisory BoardFAQ
RESEARCH
JoVE JournalMethods CollectionsJoVE Encyclopedia of ExperimentsArchive
EDUCATION
JoVE CoreJoVE BusinessJoVE Science EducationJoVE Lab ManualFaculty Resource CenterFaculty Site
Terms & Conditions of Use
Privacy Policy
Policies

Related Experiment Videos

Risk segmentation: goal or problem?

R Feldman1, B Dowd

  • 1Division of Health Services Research and Policy, University of Minnesota, Minneapolis 55455, USA. feldm002@tc.umn.edu

Journal of Health Economics
|September 30, 2000
PubMed
Summary
This summary is machine-generated.

Related Concept Videos

You might also read

Related Articles

Articles linked to this work by shared authors, journal, and citation graph.

Sort by
Same author

Maternal mind-mindedness and infant oxytocin are interrelated and negatively associated with postnatal depression.

Development and psychopathology·2024
Same author

Oxytocin attenuates racial categorization in 14-month-old infants.

Infant behavior & development·2023
Same author

The role of oxytocin in regulating loneliness in old age.

Psychoneuroendocrinology·2021
Same author

A Novel Method to Measure Venular Perivascular Spaces in Patients with MS on 7T MRI.

AJNR. American journal of neuroradiology·2021
Same author

Contribution of neuropsychiatric symptoms in Parkinson's disease to different domains of caregiver burden.

Journal of neurology·2021
Same author

Motor Effects of Minimal Traumatic Brain Injury in Mice.

Journal of molecular neuroscience : MN·2019
Same journal

Competition matters: Uniform vs. indication-based pricing of pharmaceuticals.

Journal of health economics·2026
Same journal

Integrating equity and productivity in health evaluation.

Journal of health economics·2026
Same journal

Income and immunity: The consequences of social security administration reform for childhood infection risk.

Journal of health economics·2026
Same journal

When fewer children mean shorter lives: Fertility policy and elderly well-being in China.

Journal of health economics·2026
Same journal

Health dynamics and reporting bias at retirement: An analysis using high-frequency data.

Journal of health economics·2026
Same journal

Intertemporal coordination in volunteer markets.

Journal of health economics·2026
See all related articles

Economists

Area of Science:

  • Health economics
  • Insurance market dynamics

Background:

  • Historically, risk segmentation in health insurance was viewed favorably.
  • Current perspectives link it to market inefficiencies and coverage limitations.

Purpose of the Study:

  • To analyze the evolving economic perspectives on health insurance risk segmentation.
  • To evaluate the efficiency of risk segmentation under different viewpoints (ex ante vs. ex post).

Main Methods:

  • Literature review of economists' views on risk segmentation.
  • Theoretical analysis of ex post efficiency in health insurance markets.
  • Comparison of managed care with coverage limitations for risk segmentation.

Main Results:

  • Risk segmentation, once desirable, is now often seen as detrimental.

Related Experiment Videos

  • Ex post analysis suggests risk segmentation can be efficient.
  • Managed care may be a superior mechanism for ex post risk segmentation.

    • Conclusions:

    • The efficiency of risk segmentation depends on the temporal perspective.
    • Managed care offers a potential solution for efficient risk segmentation.
    • A key concern remains the impact on long-term insurance contracts and consumer protection against lifetime risk changes.