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Medical information bureau.

|September 29, 1975

Summary

The Medical Information Bureau (MIB) securely manages a confidential database of medical information for life insurance underwriting. Patient consent and data access are prioritized, ensuring privacy and accuracy in insurance applications.

Area of Science:

Health Informatics
Medical Data Management
Insurance Underwriting Data

Background:

The Medical Information Bureau (MIB) is a key entity in the life insurance industry.
It operates a centralized computer database primarily containing medical information.

Purpose of the Study:

To describe the operational framework and data handling practices of the Medical Information Bureau (MIB).
To highlight the MIB's role in maintaining data integrity and confidentiality for its member companies.

Main Methods:

The MIB maintains a computer bank of medical information submitted by member companies.
Data submission requires individual authorization, with provisions for record access and correction.

Main Results:

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Information is disseminated only to member companies for bona fide applications or claims, with explicit consent.
Robust safeguards ensure data confidentiality and prevent linkage with other databases.

Conclusions:

The MIB prioritizes data privacy and accuracy through strict authorization and consent protocols.
Medical directors play a crucial role in upholding MIB rules and data integrity.