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Related Experiment Videos

Reflexive planning for later life.

Margaret A Denton1, Candace L Kemp, Susan French

  • 1Gerontological Studies, McMaster University, Hamilton, ON, L8S 4M4, Canada. mdenton@mcmaster.ca

Canadian Journal on Aging = La Revue Canadienne Du Vieillissement
|January 22, 2005
PubMed
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Most Canadians plan for later life risks, engaging in reflexive planning. Those with a future time perspective, often with higher incomes, are more likely to prepare for financial and social risks in retirement.

Area of Science:

  • Gerontology
  • Sociology of Aging
  • Retirement Planning

Background:

  • Later life presents increasing social and financial risks.
  • Giddens' concept of reflexive life planning informs future-oriented decision-making.
  • Understanding risk perception and preparation is crucial for later life well-being.

Purpose of the Study:

  • To explore reflexive planning for later life among Canadians.
  • To examine the recognition of later life risks and subsequent preparations.
  • To investigate how social factors influence individuals' planning for retirement.

Main Methods:

  • Qualitative life-history data collection from 51 mid-life and older Canadians.
  • Analysis of individual risk recognition and future preparation strategies.

Related Experiment Videos

  • Exploration of socio-demographic factors influencing planning behaviors.

    • Main Results:

    • Most participants acknowledged later life risks and engaged in reflexive planning.
    • A minority group, termed 'day-by-dayers,' demonstrated minimal preparation.
    • Future time perspective, linked to higher household incomes, distinguished planners from non-planners.

    Conclusions:

    • Reflexive planning for later life is common but not universal.
    • Socio-demographic factors, particularly income and future orientation, significantly impact retirement preparation.
    • Interventions may be needed to support planning for vulnerable groups.