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Related Experiment Videos

Private health insurance: implications for developing countries.

Neelam Sekhri1, William Savedoff

  • 1World Health Organization, 20 Avenue Appia, 1211 Geneva 27, Switzerland. sekhrin@who.int

Bulletin of the World Health Organization
|March 4, 2005
PubMed
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Private health insurance plays a significant role globally, often sharing features with public systems. Effective regulation allows private insurance to complement public health care, especially for vulnerable populations.

Area of Science:

  • Health economics
  • Public health policy
  • International health systems

Background:

  • Private health insurance is increasingly influential in both high- and low-income nations.
  • Understanding of private health insurance by researchers and policymakers is limited.
  • The distinction between private and public health insurance is often overstated.

Purpose of the Study:

  • To analyze the role and characteristics of private health insurance globally.
  • To demonstrate how private insurance can coexist with and support public health systems.
  • To provide policy recommendations for developing countries regarding private health insurance.

Main Methods:

  • Review of international experiences with private health insurance.
  • Analysis of the features of regulated private insurance markets.

Related Experiment Videos

  • Examination of case studies from seven countries with significant private health insurance financing.

    • Main Results:

    • Well-regulated private insurance markets share characteristics with public insurance systems.
    • Private health insurance preceded many European social insurance systems, aiding universal healthcare development.
    • In seven diverse countries, private insurance primarily protects workers, while public funds target the poor.

    Conclusions:

    • Private health insurance is a global phenomenon not limited by income level or region.
    • Governments can leverage private insurance for public good through regulation and targeted public funding.
    • Private insurance can serve as a transitional mechanism to build capacity for public healthcare financing and management.