Children in the United States with discontinuous health insurance coverage

Lynn M Olson1, Suk-fong S Tang, Paul W Newacheck

  • 1Department of Practice, American Academy of Pediatrics, Elk Grove Village, Ill 60007, USA. lolson@aap.org

Insights

Children with gaps in health insurance coverage experience significantly worse access to medical care, including delayed treatment and unfilled prescriptions. These findings highlight the need for better measures of insurance status beyond simple uninsured rates.

Area of Science:

  • Health Services Research
  • Pediatric Health
  • Health Insurance Policy

Background:

  • Estimates of uninsured populations often exclude children with discontinuous coverage.
  • The impact of intermittent health insurance on children's healthcare access is not well understood.

Purpose of the Study:

  • To investigate the association between gaps in health insurance coverage and access to ambulatory care for children in the United States.

Main Methods:

  • Analysis of 26,955 children from the 2000-2001 National Health Interview Surveys.
  • Comparison of children with discontinuous coverage versus those uninsured all year and those with full-year public or private coverage.

Main Results:

  • Children with gaps in insurance had significantly higher rates of delayed care, unmet medical needs, and unfilled prescriptions compared to those with full-year coverage.
  • Multivariate analyses confirmed that insurance gaps, not other factors, were strongly associated with poor access to care.
  • Parents of children with partial-year uninsured periods were over 13 times more likely to report delaying care.

Conclusions:

  • Gaps in health insurance coverage substantially impair children's access to essential medical services and prescriptions.
  • Current measures of being uninsured may underestimate the true extent of access barriers for children.
  • Policy and research should consider more comprehensive metrics for insurance continuity and its impact on child health.
Abstract

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