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Related Experiment Videos

Money attitudes and personality.

Marcello Spinella1, David Lester

  • 1Psychology Program, The Richard Stockton College of New Jersey, P.O. Box 195, Jimmie Leeds Road, Pomona, NJ 08240-0195, USA.

Psychological Reports
|July 30, 2005
PubMed
Summary

Higher neuroticism in students correlates with increased impulsivity and reduced financial planning. This suggests a link between neuroticism and less organized money attitudes.

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Area of Science:

  • Psychology
  • Behavioral Economics

Background:

  • Understanding the psychological factors influencing financial decision-making is crucial.
  • Neuroticism is a personality trait linked to emotional instability and negative affect.

Purpose of the Study:

  • To investigate the relationship between neuroticism and various dimensions of money attitudes among students.

Main Methods:

  • A sample of 67 students completed questionnaires assessing neuroticism and money attitudes.
  • Statistical analysis was used to determine correlations between variables.

Main Results:

  • A significant positive association was found between higher neuroticism scores and higher impulsivity.
  • Conversely, higher neuroticism scores were associated with lower scores in motivational drive, organization, and planning regarding finances.

Conclusions:

  • Neuroticism appears to negatively impact financial self-management behaviors, particularly planning and organization.
  • These findings highlight the importance of considering personality traits in financial literacy and intervention programs.

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