Jove
Visualize
Contact Us
JoVE
x logofacebook logolinkedin logoyoutube logo
ABOUT JoVE
OverviewLeadershipBlogJoVE Help Center
AUTHORS
Publishing ProcessEditorial BoardScope & PoliciesPeer ReviewFAQSubmit
LIBRARIANS
TestimonialsSubscriptionsAccessResourcesLibrary Advisory BoardFAQ
RESEARCH
JoVE JournalMethods CollectionsJoVE Encyclopedia of ExperimentsArchive
EDUCATION
JoVE CoreJoVE BusinessJoVE Science EducationJoVE Lab ManualFaculty Resource CenterFaculty Site
Terms & Conditions of Use
Privacy Policy
Policies

Related Experiment Videos

[Permanent disability and the insurance estimation process].

M M Soumah1, I Mbaye, M Ndiaye

  • 1Service de médecine légale et médecine du travail, Université Cheikh Anta Diop, Dakar, Sénégal.

Dakar Medical
|August 24, 2006
PubMed
Summary

The adoption of a common indemnification scale code reduced judicial litigation for insurance casualties. However, the scale has limitations, with only severe cases proceeding to court, indicating a need for further refinement in casualty assessment.

Related Concept Videos

You might also read

Related Articles

Articles linked to this work by shared authors, journal, and citation graph.

Sort by
Same author

Piebaldism: 3 cases in African children, including two twin sisters.

Annales de dermatologie et de venereologie·2025
Same author

Tumoral dermatophytic pseudomycetoma caused by Microsporum langeronii.

Annales de dermatologie et de venereologie·2024
Same author

Squamous cell carcinoma on vitiligo in a dark-skinned patient.

Annales de dermatologie et de venereologie·2024
Same author

[Work accidents declared at the level of the Social Security Fund (SSF) of Richard-Toll in Senegal].

Le Mali medical·2024
Same author

[Teleworking and its repercussions in the Senegalese context during the covid-19 pandemic].

Le Mali medical·2024
Same author

[Hospital Management of Work-related injuries in informal sector: case of artisanal fishing in Saint-Louis (Senegal)].

Le Mali medical·2024

Area of Science:

  • Forensic Medicine
  • Insurance Law
  • Medical Economics

Context:

  • Casualty indemnification in insurance involves two primary processes: physician-led transactions and court-appointed expert evaluations.
  • The Interafrican Conference of Insurance Markets (AICM) code was adopted due to failures in previous indemnification scales.
  • This study analyzes data from 1986-2003 involving six insurance societies and the Automotive Guarantee Fund.

Purpose:

  • To evaluate the impact of the AICM code on casualty indemnification processes and judicial litigation.
  • To compare the effectiveness of transaction-based versus judicial processes in assessing and compensating permanent partial disabilities.
  • To analyze changes in the valuation of 'pretium doloris' (pain and suffering) before and after the code's adoption.

Summary:

Related Experiment Videos

  • The AICM code adoption led to a decrease in judicial litigation for insurance casualties, despite inherent scale limitations.
  • Post-1997, a reduction in high and middle permanent partial disabilities was observed in both transaction and judicial processes.
  • While the transaction process handled the majority of cases (90.4%), judicial routes were used for more severe outcomes, with significant changes in 'pretium doloris' valuation.

Impact:

  • The study highlights the role of standardized scales in mitigating legal disputes within the insurance sector.
  • Findings suggest that the current scale may disproportionately affect the compensation for less severe injuries.
  • The analysis provides insights into the subjective nature of pain and suffering compensation and its trends post-regulation.