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Related Concept Videos

Standards of Care II01:19

Standards of Care II

Nurses bear specific legal responsibilities under several federal statutes, including:
Methods Of Healthcare Delivery System01:26

Methods Of Healthcare Delivery System

At the different levels of the healthcare system, we see varying methods of healthcare used. These methods include managed care systems, case management, and primary healthcare.
Managed Care System:
The managed care system is designed to control the cost while maintaining the quality of care. The patient's care from admission to discharge is planned by the primary care provider or the case manager, also known as the gatekeeper. In a managed care system, the number of care providers is limited...
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Parish nursing is a growing specialty nursing profession that focuses on holistic healthcare, health promotion, and illness prevention. It blends professional nursing practice with a health ministry, focusing on health and healing within the context of a Christian community. Parish nurses serve as health educators, referral sources, and lay...
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Healthcare agencies provide healthcare services to people. In the United States, voluntary agencies are often non-profit centers sponsored by donations, grants, or fundraisers. One such organization is Meals on Wheels, which provides meals to the elderly and homebound. The American Heart Association and the American Lung Association are other non-profit community organizations. Doctors and nurses are frequently active members of these organizations, which offer health checks and educational...
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Preventive healthcare services keep people healthy via frequent check-ups, screening, and counseling. They primarily aid in disease prevention rather than treating an acute or chronic illness. Preventive treatment also keeps individuals productive and energetic, allowing them to work well into their retirement years. Examples of preventive care services include:
Patient-centered Care01:13

Patient-centered Care

Patient-centered care involves delivering care beyond inpatient hospitalization. Reflective practice can enhance a patient-centered approach. Reflective practice is a process of reasoning that considers all aspects of the present situation, including practicalities, learning from personal practice, and consideration of patient needs. Patients appreciate care decisions made while considering their input. Involving the patient in their care provides the patient with a sense of contribution rather...

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Consumer-directed health plans: what happened?

Jeff Goldsmith1

  • 1Health Futures, Inc., Charlottesville, VA, USA. hfutures@healthfutures.net

Healthcare Financial Management : Journal of the Healthcare Financial Management Association
|August 22, 2007
PubMed
Summary

Consumer-directed health plans (CDHPs) may control healthcare spending but require greater transparency. Financial leaders must pair increased patient cost-sharing with robust support programs to ensure financial well-being.

Area of Science:

  • Health Economics
  • Healthcare Management
  • Consumer Health Behavior

Background:

  • Rising healthcare expenditures pose challenges for employers and employees.
  • Consumer-directed health plans (CDHPs) are increasingly adopted to manage costs.
  • Transparency in the health plan-subscriber relationship is often lacking.

Purpose of the Study:

  • To analyze the impact of CDHPs on healthcare cost stabilization.
  • To examine the critical need for enhanced transparency in health plan design.
  • To provide recommendations for stakeholders navigating CDHP implementation.

Main Methods:

  • Analysis of healthcare cost trends and CDHP enrollment data.
  • Review of existing literature on health plan transparency and patient financial responsibility.

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  • Stakeholder interviews with healthcare finance professionals (CFOs) and hospital administrators.

    • Main Results:

    • CDHPs demonstrate potential for stabilizing health cost growth.
    • A significant gap exists in the transparency between health plans and subscribers.
    • Increased out-of-pocket costs for consumers are an anticipated outcome of CDHPs.

    Conclusions:

    • While CDHPs can manage costs, transparency is paramount for consumer trust and engagement.
    • Effective implementation necessitates pairing increased cost exposure with comprehensive disease management and employee assistance programs.
    • Healthcare providers and payers must prepare for a shift towards greater consumer financial responsibility in healthcare.