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Malpractice claims on emergency physicians: time and money
Darien Cohen1, Shu B Chan, Marc Dorfman
1Emergency Medicine Residency Program, Resurrection Medical Center, Chicago, Illinois 60631, USA.
Emergency physicians facing malpractice suits can expect over 45 months for case resolution, with insurers incurring over $14,000 in expenses. Claims involving infants may result in higher payouts.
Area of Science:
- Medical Law and Ethics
- Emergency Medicine Practice
- Risk Management in Healthcare
Background:
- Emergency medicine is a high-risk specialty for medical liability due to time constraints and lack of continuity of care.
- Limited research exists on the financial and temporal burdens of malpractice suits on emergency physicians.
- Understanding these exposures is crucial amidst ongoing tort reform discussions.
Purpose of the Study:
- To offer practicing emergency physicians guidance on potential outcomes of malpractice claims.
- To contribute empirical data to the debate on medical malpractice tort reform.
- To inform risk management strategies within emergency departments.
Main Methods:
- A retrospective analysis of closed medical malpractice claims against emergency physicians.
- Data was sourced from the Illinois State Medical Inter-insurance Exchange over a 10-year period (1995-2004).
- Examined claim duration, expenses, and indemnity payments.
Main Results:
- The median time from incident to claim closure was 45.5 months.
- Median expenses per claim served exceeded $14,000, irrespective of outcome.
- Indemnity payments occurred in 19.5% of cases, with a median of $220,000.
- Cases involving patients aged one year or younger were associated with higher indemnity payouts.
Conclusions:
- Emergency physicians involved in malpractice suits face a lengthy resolution period, averaging over 45 months.
- Insurers incur significant expenses (over $14,000) per claim, regardless of the final judgment.
- Pediatric cases, specifically those involving infants, may lead to substantial indemnity awards.
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