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Related Concept Videos

Continuing Care01:25

Continuing Care

Continuing care describes the variety of health, personal, and social services provided over a prolonged period. The need for continuing care is increasing because people are living longer. Many people do not have families or others to care for them. Continuing care is mainly for patients who are disabled, functionally dependent, or suffering from a terminal disease. It is available within institutional settings or in homes. Examples include nursing centers or facilities, assisted living,...
Restorative Care01:19

Restorative Care

Restorative care is provided once a patient has been discharged from a healthcare facility and requires additional services. The additional services include home care, rehabilitation programs, and extended care. Restorative care centers help the patient regain their previous level of functioning or acquire a new level of functioning due to the incapacitating effects of a disease or a disability. It aims to assist patients in enhancing their quality of life by encouraging independence,...
Classification of Illness01:17

Classification of Illness

The meaning of illness is individualized to each person who experiences an alteration in health. In contrast, disease is a medical term indicating a pathological change in the structure and function of the body or mind. It is a condition that has specific symptoms and boundaries.
An illness is a response to a disease in which the person's level of functioning is changed compared with a previous level. The general classification of illness includes acute and chronic.
Acute illness is severe and...
Documentation in Long-Term and Home Healthcare Setting01:29

Documentation in Long-Term and Home Healthcare Setting

Documentation in long-term care facilities and home healthcare settings is crucial for ensuring continuous, coordinated, and comprehensive care for patients. Each setting has its specific documentation processes and tools:
Long-Term Care Facilities
Issues And Trends In Healthcare Delivery System01:29

Issues And Trends In Healthcare Delivery System

The issues and trends in healthcare delivery are constantly changing. The COVID-19 pandemic is one recent issue that wreaked havoc on healthcare systems, causing a shortage of healthcare workers, high demand for medicines and supplies, and increased medical expenditure due to a lack of insurance. Other issues include rising healthcare costs and care fragmentation.
Cost Containment
Payment for healthcare services has historically promoted adoption of costly and often unnecessary or inefficient...
Traditional Level Of Health Care System01:26

Traditional Level Of Health Care System

The levels of care describe the services provided in the healthcare system. Accordingly, there are six levels of the traditional healthcare system in the US: preventive, primary, secondary, tertiary, restorative, and continuing healthcare. A nurse must understand how the healthcare industry organizes and provides services within these levels of care.
The preventive healthcare service includes tests for screening. Preventive health care services include identifying and reducing disease risk...

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Related Experiment Video

Updated: Jun 7, 2026

Using Visual and Narrative Methods to Achieve Fair Process in Clinical Care
14:32

Using Visual and Narrative Methods to Achieve Fair Process in Clinical Care

Published on: February 16, 2011

Can long-term care insurance be fixed?

Gary A Simon1

  • 1Statistics Group, Department of Information, Operations, and Management Science, Stern School of Business, New York University, USA.

Journal of Health Care Finance
|October 27, 2010
PubMed
Summary

Long-term care insurance sales are poor due to cost and complexity. The core issue identified is that the insurance fails to cover the relevant risks, suggesting a need for a new approach.

Area of Science:

  • Health Economics
  • Insurance Markets
  • Risk Management

Background:

  • Long-term care insurance (LTCI) has faced significant challenges in the U.S. market.
  • Key barriers include high costs, intricate financial structures, and inflation uncertainty.
  • Broader concerns about the future of healthcare also impact consumer confidence.

Purpose of the Study:

  • To identify the primary reasons for the underperformance of long-term care insurance.
  • To propose a potential solution addressing the identified core problem.

Main Methods:

  • Analysis of market performance and consumer barriers for LTCI.
  • Identification of the fundamental risk not adequately covered by current insurance products.

Main Results:

Related Experiment Videos

Last Updated: Jun 7, 2026

Using Visual and Narrative Methods to Achieve Fair Process in Clinical Care
14:32

Using Visual and Narrative Methods to Achieve Fair Process in Clinical Care

Published on: February 16, 2011

  • LTCI sales are hindered by financial complexities and economic uncertainties.
  • The central issue is the misalignment between insurance coverage and the actual risks faced by individuals.

Conclusions:

  • The current structure of long-term care insurance may not adequately address the relevant risks.
  • A revised approach to LTCI is necessary to improve market viability and consumer protection.