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Private health insurance exchanges and defined contribution health plans: is it déjà vu all over again?
1Employee Benefit Research Institute, USA.
Abstract:
This issue brief examines issues related to private health insurance exchanges, possible structures of an exchange, funding, as well as the pros, cons, and uncertainties to employers of adopting them. A summary of recent surveys on employer attitudes are examined, as are some changes that employers have made to other benefits that might serve as historical precedents for a move to some type of defined contribution health benefits approach.
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