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Fatal attraction: ventral striatum predicts costly choice errors in humans
J R Chumbley1, P N Tobler1, E Fehr1
1Laboratory for Social and Neural Systems, University of Zurich, Switzerland.
Neuroimage
|December 3, 2013
Summary
Certain brain responses during reward learning predict costly financial behaviors. This suggests approach tendencies may hinder individuals from acting in their best interests, impacting financial decision-making.
Area of Science:
- Neuroscience
- Behavioral Economics
- Decision Science
Background:
- Organisms exhibit approach behavior towards rewards and associated cues, even when disadvantageous.
- This innate tendency can persist even when detrimental to achieving primary goals.
Purpose of the Study:
- To investigate the biological underpinnings of financially costly approach behavior in humans.
- To determine if neural responses during reward learning predict future costly behaviors.
Main Methods:
- Subjects underwent a Pavlovian learning task to predict erotic rewards.
- Neuronal activity in the ventral striatum was recorded during the learning task.
- Approach behavior was assessed via an active choice task months later.
Main Results:
- Ventral striatum responses during learning stably predicted later financially costly approach behavior.
- Individual differences in approach behavior were identified.
- A link between reward learning neural signals and costly decisions was established.
Conclusions:
- Neural signals during reward prediction are linked to costly approach tendencies.
- Approach behavior may override rational decision-making, leading individuals to act against their own financial interests.
- Findings offer insights into the neurobiology of costly choices and self-interest.
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