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[Employees without pension arrangements].

H A Scholtz1

  • 1Pensioenkamer, Adviesorgaan voor de Minister van Sociale Zaken en Werkgelegenheid, Den Haag.

Tijdschrift Voor Gerontologie En Geriatrie
|February 1, 1989
PubMed
Summary

In the Netherlands, 18% of workers lacked occupational pensions in 1985, primarily in service sectors. Research aims to determine if mandatory collective pensions are needed, ensuring public schemes remain vital.

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Area of Science:

  • Social Sciences
  • Economics
  • Public Policy

Context:

  • Western industrial countries rely on public, collective, and private pensions.
  • Dutch pensions feature a flat-rate public system (AOW) and growing collective schemes.
  • The AOW has been set at the net minimum wage level since the early 1970s.

Purpose:

  • To assess the prevalence and reasons for lack of collective pension arrangements among Dutch workers.
  • To investigate the quality of existing collective pension schemes.
  • To inform policy decisions regarding the potential enforcement of collective pensions by law.

Summary:

  • A 1985 study found 18% (650,000) of Dutch workers (aged 25-65) lacked occupational pensions.
  • The majority of these workers were in the service sector, particularly commercial services.
  • Ongoing research examines the quality of current pension arrangements.

Impact:

  • Findings will guide decisions on whether to mandate collective pension schemes.
  • Emphasizes the continued importance of public pension systems as a primary income source for most individuals.
  • Aims to ensure improvements in collective schemes do not diminish public pension provisions.

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