Take advice on personal pensions

Immediately after Easter, employed people will be asked to consider taking out 'personal pensions', following major changes in legislation governing pensions provision. It will become illegal to make membership of an occupational pension scheme a condition of employment. Some nurses are already outside occupational pension schemes, for one reason or another. The majority, who are in National Health Service scheme, will have the option of giving up their occupational pension and either relying on SERPS (State Earnings Related Scheme) or taking out a personal pension.