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Policy Framework for Covering Preventive Services Without Cost Sharing: Saving Lives and Saving Money?
Stephanie C Chen1, Steven D Pearson2
1Department of Bioethics, Clinical Center, National Institutes of Health, Bethesda, Maryland.
The Affordable Care Act mandates no-cost preventive services, but expert committees lack consistent criteria and cost analysis. Recommendations include standardizing reviews and adding economic considerations for better policy.
Area of Science:
- Health Policy
- Preventive Medicine
- Health Economics
Background:
- The US Affordable Care Act (ACA) requires private insurers to cover preventive services without cost-sharing.
- A list of covered preventive services is determined by four expert committees evaluating health effects.
Purpose of the Study:
- To analyze the recommendation development process of the expert committees that select preventive services under the ACA.
- To identify inconsistencies in criteria and the lack of economic considerations in the current review process.
- To propose a framework for a more evidence-based, consistent, and ethically sound approach to selecting preventive services.
Main Methods:
- Analysis of the processes used by the four expert committees involved in recommending preventive services.
- Evaluation of the criteria utilized by each committee for assessing preventive services.
- Assessment of the extent to which economic factors are integrated into the committees' decision-making.
Main Results:
- Significant variation exists in the criteria used by different expert committees to evaluate preventive services.
- None of the committees systematically incorporate cost-effectiveness or economic considerations into their recommendations.
- The current process may lead to inconsistencies in the selection of preventive services covered under the ACA.
Conclusions:
- The existing expert committees should adopt standardized evidence review methodologies.
- The scope of preventive services reviewed should be expanded.
- A new advisory committee should be established to integrate economic considerations into the selection process.
- These changes aim to create a more consistent, evidence-based, and ethically sound framework for policy makers.
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