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Sharing the Load: Amish Healthcare Financing.
Kristyn Rohrer1, Lauren Dundes2
1Department of Sociology, Kutztown University of Pennsylvania, Kutztown, PA 19530, USA. krohr501@live.kutztown.edu.
The Old Order Amish utilize Amish Hospital Aid, a community-based health insurance program, to cover major medical expenses, supplementing traditional mutual aid. This system fosters cost containment and community interdependence outside government programs.
Area of Science:
- Sociology of health
- Health economics
- Amish studies
Background:
- The Old Order Amish in Lancaster County, Pennsylvania, operate outside government healthcare systems like Social Security and Medicare.
- They are exempt from the Affordable Care Act of 2010.
- Traditional Amish healthcare is supported by congregational alms and mutual aid.
Purpose of the Study:
- To document and analyze Amish Hospital Aid, a private health insurance program for the Amish.
- To understand how this program supplements existing community support for medical costs.
Main Methods:
- Qualitative study involving interviews with 11 Amish adults in Lancaster County.
- Analysis of the structure, operation, and impact of Amish Hospital Aid.
Main Results:
- Amish Hospital Aid functions as a supplementary system to congregational alms for major medical expenses.
- The program's structure encourages cost containment and reinforces community interdependence.
- It provides a unique model for managing healthcare costs within a specific cultural context.
Conclusions:
- Amish healthcare practices offer a valuable case study in community-based, self-governed health cost management.
- The Amish Hospital Aid system demonstrates an effective alternative to government-sponsored healthcare for this population.
- This model highlights the potential of mutual aid and collaboration in addressing healthcare challenges.
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