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Recent Developments in Health Insurance, Life Insurance, and Disability Insurance Law.

William A Chittenden¹, Elizabeth G Doolin¹, Julie F Wall¹

¹Chittenden, Murday & Novotny LLC, Chicago, IL.

Tort Trial & Insurance Practice Law Journal

|July 20, 2018

Summary

This summary is machine-generated.

This article reviews recent life, health, and disability insurance law updates. Key topics include Supreme Court rulings on the Affordable Care Act and Employee Retirement Income Security Act (ERISA), and ongoing issues in disability and STOLI cases.

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Area of Science:

Insurance Law
Health Law
Disability Law

Background:

Recent legal landscape in life, health, and disability insurance.
Emerging challenges and judicial interpretations impacting policyholders and insurers.

Purpose of the Study:

To provide a comprehensive overview of critical legal developments in insurance law.
To analyze significant court decisions and evolving legal doctrines affecting insurance policies.

Main Methods:

Review of recent Supreme Court decisions.
Analysis of legal trends in Employee Retirement Income Security Act (ERISA) litigation.
Examination of developments in stranger originated life insurance (STOLI) cases.
Discussion of recurring issues in disability and accident insurance claims.

Main Results:

Supreme Court decisions clarified the constitutionality of Affordable Care Act provisions and ERISA limitations periods.
An expansion of restitution under ERISA as equitable relief was noted.
Ongoing litigation and challenges persist in STOLI and disability insurance sectors.

Conclusions:

The insurance law landscape is dynamic, with significant judicial and legislative activity.
Policyholders and insurers must stay abreast of evolving legal precedents and regulations.
Key areas of focus include ACA compliance, ERISA interpretations, and STOLI litigation.