Related Experiment Video
Updated: Feb 3, 2026
09:17
Using a Virtual Store As a Research Tool to Investigate Consumer In-store Behavior
Published on: July 24, 2017
11.9K
Consumer credit, chronic disease and risk behaviours
Lorraine T Dean1,2, Emily A Knapp1, Sevly Snguon1
1Department of Epidemiology, Johns Hopkins Bloomberg School of Public Health, Johns Hopkins University, Baltimore, Maryland, USA.
Journal of Epidemiology and Community Health
|October 17, 2018
Summary
Lower credit scores are linked to higher chronic disease risk, including obesity, diabetes, and hypertension. This highlights area-level credit as a potential tool for identifying disease patterns.
Area of Science:
- Public Health
- Social Epidemiology
- Health Economics
Background:
- Credit scores are increasingly recognized as indicators of disease burden.
- This study explores the connection between credit scores and chronic diseases.
Purpose of the Study:
- To investigate the association between area-level credit scores and the prevalence of chronic diseases.
- To examine the relationship between credit scores and health behaviors linked to chronic diseases.
Main Methods:
- Cross-sectional analysis of 2083 Philadelphia residents in 2015.
- Utilized nine-digit ZIP code level FICO credit scores linked to self-reported chronic diseases (obesity, diabetes, hypertension) and health behaviors.
- Adjusted for individual and area-level demographics and pharmacy accessibility.
Main Results:
- A 50-point increase in ZIP code credit score correlated with significantly lower risks for chronic disease (8%), overweight/obesity (6%), diabetes (19%), hypertension (9%), and smoking (14%).
- Subprime credit scores were associated with a 15%-70% increased risk of chronic disease compared to prime ratings, showing a dose-response relationship.
- No significant associations were found for other health behaviors.
Conclusions:
- Lower area-level credit scores may correlate with higher chronic disease prevalence.
- Area-level consumer credit data could offer a novel approach to identifying patterns of chronic disease within populations.
More Related Videos
Related Concept Videos
01:25Chronic Kidney Disease I: Introduction
728
Chronic Kidney Disease (CKD) arises when the kidneys progressively lose their ability to function, ultimately leading to end-stage renal disease. At this advanced stage, the kidneys can no longer filter waste or maintain essential body functions, requiring renal replacement therapy (RRT) through dialysis or a kidney transplant for survival.Early-stage chronic kidney disease and detection challengesIn CKD's early stages, symptoms often remain absent because healthy nephrons compensate for...
728
01:24Chronic Obstructive Pulmonary Disease
2.5K
COPD is defined as a heterogeneous lung condition marked by persistent respiratory symptoms such as dyspnea, cough, and sputum production, caused by abnormalities in the airways that cause airflow obstruction.
Smoking is a primary risk factor for COPD, with over 80% of patients having a history of it. Patients typically experience progressive dyspnea or labored breathing, frequent coughing, and recurrent pulmonary infections. Many eventually succumb to respiratory failure, characterized by...
Smoking is a primary risk factor for COPD, with over 80% of patients having a history of it. Patients typically experience progressive dyspnea or labored breathing, frequent coughing, and recurrent pulmonary infections. Many eventually succumb to respiratory failure, characterized by...
2.5K
01:20Chronic Obstructive Pulmonary Disease-II: Pathophysiology
4.5K
Chronic Obstructive Pulmonary Disease (COPD) pathophysiology is intricate and multifaceted, involving a complex interplay of physiological processes. Understanding these mechanisms is crucial for effectively managing and treating COPD. Here is an in-depth look at the critical elements in the pathophysiology of COPD:
Chronic Inflammation
Chronic Inflammation
4.5K
01:20Chronic Obstructive Pulmonary Disease-I: Introduction
3.7K
Chronic Obstructive Pulmonary Disease (COPD) is a long-lasting respiratory condition requiring continuous attention and care. It is a progressive lung disease that leads to breathing challenges due to airflow obstruction. It manifests as persistent respiratory symptoms and restricted airflow resulting from abnormalities in the airways and alveoli, usually due to long-term exposure to harmful particles or gases. COPD mainly consists of two primary conditions: emphysema and chronic bronchitis.
3.7K
01:29Chronic Obstructive Pulmonary Disease-V: Management
3.2K
Managing Chronic Obstructive Pulmonary Disease (COPD) involves a multifaceted approach to reduce symptoms, prevent exacerbations, improve overall health status, and slow disease progression. Key strategies include lifestyle modifications, pharmacotherapy, supportive therapies, and, in some cases, surgery. Here is an overview of the primary COPD management strategies:
Smoking Cessation
Smoking Cessation
3.2K
01:24Chronic Kidney Disease II: Clinical Manifestations
653
Chronic Kidney Disease (CKD) progressively impairs multiple body systems due to the accumulation of uremic toxins, which disrupt cellular functions across various organs.Neurologic symptomsNeurologic symptoms often arise early in CKD, as uremic toxin buildup drives changes in cognitive and motor functions. Patients frequently experience fatigue, headache, confusion, difficulty concentrating, and, in severe cases, seizures. Peripheral neuropathy commonly manifests as burning sensations in the...
653