Accounting for masking of frequency modulation by amplitude modulation with the modulation filter-bank concept

Frequency modulation (FM) is assumed to be detected through amplitude modulation (AM) created by cochlear filtering for modulation rates above 10 Hz and carrier frequencies (f_c) above 4 kHz. If this is the case, a model of modulation perception based on the concept of AM filters should predict masking effects between AM and FM. To test this, masking effects of sinusoidal AM on sinusoidal FM detection thresholds were assessed on normal-hearing listeners as a function of FM rate, f_c, duration, AM rate, AM depth, and phase difference between FM and AM. The data were compared to predictions of a computational model implementing an AM filter-bank. Consistent with model predictions, AM masked FM with some AM-masking-AM features (broad tuning and effect of AM-masker depth). Similar masking was predicted and observed at f_c = 0.5 and 5 kHz for a 2 Hz AM masker, inconsistent with the notion that additional (e.g., temporal fine-structure) cues drive slow-rate FM detection at low f_c. However, masking was lower than predicted and, unlike model predictions, did not show beating or phase effects. Broadly, the modulation filter-bank concept successfully explained some AM-masking-FM effects, but could not give a complete account of both AM and FM detection.