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Updated: Jan 20, 2026
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The relationship between hemodialysis mortality and the Chinese medical insurance type
Xi Yao1,2, Shaohua Chen1,2, Wenhua Lei1,2
1Kidney Disease Center, The First Affiliated Hospital, College of Medicine, Zhejiang University , Hangzhou , Zhejiang Province , China.
Insights
Patients with the New Cooperative Medical Scheme (NCMS) have higher mortality during hemodialysis compared to those with Urban Basic Medical Insurance (UBMI). This study highlights survival differences linked to China's medical insurance models for end-stage renal disease patients.
Area of Science:
- Nephrology
- Public Health
- Health Economics
Background:
- China has two primary medical insurance systems: Urban Basic Medical Insurance (UBMI) and New Cooperative Medical Scheme (NCMS).
- Understanding the impact of these insurance models on patient outcomes is crucial for healthcare policy.
Purpose of the Study:
- To evaluate the association between medical insurance type (UBMI vs. NCMS) and survival rates in patients undergoing hemodialysis (HD).
Main Methods:
- Retrospective analysis of adult end-stage renal disease patients initiating HD in Zhejiang province (2010-2014), with follow-up to 2015.
- Comparison of demographic and clinical data, and survival rates using Kaplan-Meier method between UBMI and NCMS groups.
- Multivariate Cox proportional hazards model to identify independent predictors of mortality.
Main Results:
- A total of 13,956 patients (6779 UBMI, 7177 NCMS) were analyzed.
- NCMS patients had poorer baseline health indicators, including higher prevalence of anemia and metabolic issues.
- NCMS was associated with significantly higher all-cause mortality (AHR = 1.53; 95% CI 1.38–1.68) compared to UBMI.
Conclusions:
- Medical insurance type is an independent predictor of survival in Chinese hemodialysis patients.
- The NCMS model is linked to increased mortality among patients on maintenance hemodialysis.
- Findings suggest a need to address disparities in healthcare access and outcomes associated with different insurance schemes.
Abstract:
Objective: In China, there are two major medical insurance models: the Urban Basic Medical Insurance (UBMI) and the New Cooperative Medical Scheme (NCMS). The aim of the present study was to evaluate the association of the medical insurance type of patients undergoing hemodialysis (HD) with their survival. Methods: We retrospectively analyzed the end-stage renal disease adult patients initiating HD between January 2010 and December 2014 in Zhejiang province, followed up through 31 December 2015. Patients who had received HD for over 3 months were separated into two groups, based on different medical insurance type. Demographic, clinical data, and clinical outcomes were analyzed. The survival rates were calculated by using the Kaplan-Meier method. Results: A total of 6779 patients (59 ± 16 years old, 4331 males (63.9%)) with UBMI and 7177 (59 ± 16 years old, 3778 males (52.8%)) with NCMS enrolled from 226 hemodialysis units. Compared with UBMI group, patients with NCMS had a smaller percentage of hypertensive nephropathy, diabetes mellitus and arteriovenous fistula, faced with more problems in anemia, hypoalbuminemia and metabolism of calcium and phosphorous. The 1-, 3- and 5-year survival rates were 95.4%, 84.4%, and 74.1% in UBMI group, 93.1%, 79.7%, and 67.7% in NCMS group, respectively. Patients with NCMS showed higher all-cause mortality compared with UBMI (p < .001). In multivariate Cox proportional hazards model, NCMS was independently associated with higher mortality (AHR = 1.53; 95% CI 1.38 ∼ 1.68). Conclusions: The medical insurance model was independently associated with HD patient survival, NCMS was associated with increased mortality among patients undergoing maintenance hemodialysis in China.
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