Purged from the Rolls: A Study of Medicaid Disenrollment in Iowa

Natoshia M Askelson1,2, Patrick Brady1,2, Brad Wright3

  • 1Department of Community and Behavioral Health, University of Iowa College of Public Health, Iowa City, Iowa.

Health Equity
|December 25, 2019
PubMed

Insights

Many Medicaid members lost coverage due to unpaid premiums, facing confusion and negative health impacts. Improved communication and program design are needed to reduce these consequences.

Area of Science:

  • Health Services Research
  • Public Health Policy

Background:

  • Iowa's Medicaid program implemented a personal responsibility component requiring premium payments.
  • Failure to pay premiums can lead to disenrollment from Medicaid coverage.

Purpose of the Study:

  • To examine the effects of Medicaid disenrollment resulting from unpaid premiums in Iowa.
  • To understand member experiences with the personal responsibility component and disenrollment process.

Main Methods:

  • Mixed-methods study combining in-depth interviews (n=72) and surveys (n=225) with disenrolled Medicaid members.
  • Data collected from individuals disenrolled in 2016 and 2017.

Main Results:

  • Many disenrollees were unaware of premium requirements and the reasons for their disenrollment.
  • Negative impacts included increased stress, financial strain, medication non-adherence, and delayed medical/dental care.
  • Enrolling in alternative health insurance post-disenrollment was challenging for many.

Conclusions:

  • Medicaid disenrollment due to non-payment of premiums has significant adverse effects on members.
  • Confusion surrounding program rules suggests communication challenges in complex public health programs.
  • Policymakers should refine personal responsibility program design to minimize confusion and negative outcomes.

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