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Fees for uninsured services: a cross-sectional survey of Ontario family physicians
Jamie R Daw1, Kaitlyn E Rice2, Danyaal Raza2
1Department of Health Policy and Management (Daw, Rice), Columbia University Mailman School of Public Health, New York, NY; Department of Family and Community Medicine (Raza), Faculty of Medicine, University of Toronto; Department of Family and Community Medicine (Raza), St. Michael's Hospital, Toronto, Ont. jrd2199@columbia.edu.
Insights
Most Ontario family physicians charge fees for administrative services not covered by public health insurance. Fee structures like "à la carte" or annual block fees are common, varying by geographic location.
Area of Science:
- Medical Economics
- Primary Health Care Management
- Health Services Research
Background:
- Family physicians in Canada can charge patients for administrative services outside public health insurance coverage.
- Examples include prescription renewals and completing medical forms or sick notes.
Purpose of the Study:
- To estimate the proportion of Ontario family physicians utilizing different fee structures for uninsured administrative services.
- To analyze fee structures such as à la carte, annual block fees, or no charge.
Main Methods:
- A cross-sectional telephone survey was conducted with a random sample of Ontario family physicians from April to July 2019.
- Physicians were categorized by practice location (urban, small to medium, rural).
- Survey weights were used to ensure sample representativeness.
Main Results:
- A total of 166 physicians were surveyed (75.1% response rate).
- The majority charged fees: 58.3% used à la carte, 20.3% offered annual block fees.
- 11.4% charged no fees for these services.
Conclusions:
- À la carte and annual block fees for uninsured administrative services are commonly used by Ontario family physicians.
- Fee structures differ based on geographic location.
- Further research is recommended on patient payment, perceptions, and regulatory compliance.
Background:
In Canada, family physicians are permitted to charge patient fees for administrative services that are not covered by the public health insurance program, such as prescription renewals outside of an office visit, and completion of forms and sick notes. The objective of this study was to estimate the proportion of Ontario family physicians who offer various fee structures (i.e., à la carte, annual block fees for all uninsured services rendered or no charge) for uninsured administrative services.
Methods:
This was a cross-sectional telephone survey conducted from April to July 2019 of a random sample of family physicians licensed to practise in Ontario. We excluded physicians with missing contact information or additional specialties, or whose primary practice was outside of Ontario, with a walk-in clinic, with an emergency department, or with an organization that cared for a specific population (e.g., nursing home) or did not provide care (e.g., insurance company). We categorized the geographic location of practices as large urban centre (population > 100 000), small to medium centre (population 1000-99 999) or rural area. We calculated survey weights to account for nonresponse and to ensure representativeness of the sample by geographic area and payment model.
Results:
Among the 221 physicians who met the inclusion criteria, the telephone was not answered at 42 practices, and the contact information was incorrect for 13, resulting in a sample of 166 physicians (response rate 75.1%). The majority of practices reported that they charged fees for uninsured services: 97 (58.3%, 95% confidence interval [CI] 50.6-65.8) charged à la carte, and 33 (20.3%, 95% CI 14.8-27.3) offered patients the option to pay an annual block fee; 19 (11.4%, 95% CI 7.4-17.3) charged no fees. Fee structures varied by geographic area but not physician payment model.
Interpretation:
The use of à la carte and annual block fees for uninsured administrative services was commonly reported by a sample of Ontario family physicians. Further research is needed to examine the prevalence of patient payment of fees for uninsured services, patient and physician perceptions of fees, and concordance with regulatory guidance.
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