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Updated: Dec 20, 2025

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Expanding coverage for essential care during COVID-19.

A Mark Fendrick1, Beth Shrosbree

  • 1University of Michigan, 2800 Plymouth Rd, Bldg 16, Floor 4, 016-400S-25, Ann Arbor, MI 48109-2800.

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Summary
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The COVID-19 pandemic worsens healthcare affordability for millions. Policy solutions exist to rapidly ease this financial burden for Americans facing medical costs.

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Area of Science:

  • Public Health
  • Health Economics
  • Health Policy

Background:

  • The COVID-19 pandemic has created unprecedented financial strain on individuals and healthcare systems globally.
  • Millions of Americans already faced challenges affording medical care prior to the pandemic, a situation now exacerbated by economic disruptions.
  • Existing healthcare affordability issues are compounded by pandemic-related job losses and increased medical expenses.

Purpose of the Study:

  • To analyze the impact of the COVID-19 pandemic on healthcare affordability in the United States.
  • To identify and evaluate potential policy solutions for mitigating the financial burden of medical care during the pandemic.
  • To provide actionable recommendations for policymakers to address healthcare cost challenges.

Main Methods:

  • Review of economic data and healthcare spending trends pre- and during the pandemic.
  • Analysis of existing and proposed policy interventions.
  • Assessment of the potential impact of policy solutions on vulnerable populations.

Main Results:

  • The pandemic has significantly worsened the financial precarity of individuals struggling with healthcare costs.
  • Specific policy interventions show promise in alleviating the immediate financial pressures related to medical care.
  • The need for systemic changes in healthcare financing is highlighted by the pandemic's effects.

Conclusions:

  • Urgent policy interventions are necessary to address the escalating healthcare affordability crisis.
  • Targeted financial assistance and healthcare system reforms can mitigate the pandemic's impact on patient costs.
  • Proactive policy measures are crucial for ensuring equitable access to care during public health emergencies.