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Using a Social Capital Framework to Explore a Broker's Role in Small Employer Wellness Program Uptake and
Michele Thornton1, Kristen Hammerback2, Jean M Abraham3
1Department of Management & Marketing-Health Services Administration, School of Business, 14828State University of New York at Oswego, SUNY Oswego, NY, USA.
Insurance brokers are key allies for small employers seeking to implement wellness programs. Empowering brokers with resources can enhance their effectiveness in promoting employee wellness initiatives.
Area of Science:
- Occupational health
- Health services research
- Business administration
Background:
- Small employers face challenges in implementing employee wellness programs due to limited knowledge and resources.
- These businesses often depend on external support, particularly from insurance brokers, for decision-making regarding wellness initiatives.
Purpose of the Study:
- To assess insurance brokers' understanding of wellness programs.
- To define the role and interaction patterns of brokers with small employers concerning wellness programs.
Main Methods:
- Conducted 20 interviews with health insurance brokers across four US states.
- Utilized a 20-question interview guide and analyzed data using thematic analysis with a common codebook.
- Proposed a conceptual framework integrating social capital theory and the RE-AIM model.
Main Results:
- 65% of brokers reported moderate to high familiarity with wellness programs.
- 80% of brokers have advised small business clients on wellness program availability and features.
- Brokers can reduce resource barriers and connect employers to wellness opportunities.
Conclusions:
- Brokers can be influential in promoting small employer wellness programs.
- Supporting brokers with resources can enhance their role as champions for employee wellness initiatives.
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