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A dynamic analysis of household debt using a self-organizing map

Hyun Hak Kim1

  • 1Department of Economics, Kookmin University, 77 Jeongneung-ro, Seongbuk-gu, Seoul, 02707 Korea.

Empirical Economics
|September 1, 2021
PubMed
Summary

This study visualizes Korean consumer credit data, identifying a large cluster of diligent borrowers and smaller clusters of high-risk individuals. Credit expansion and monetary policy did not alter this fundamental borrower structure.

Keywords:
Cluster analysisHousehold debtSelf-organizing map

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