Related Experiment Video
Updated: Oct 9, 2025

Project-Based Learning Guidelines for Health Sciences Students: An Analysis with Data Mining and Qualitative Techniques
Published on: December 9, 2022
FinTech and macroeconomics: Dataset from the US peer-to-peer lending platform
Asror Nigmonov1, Syed Shams1, Khorshed Alam1
1Business School, University of New South Wales, Australia; School of Business, Centre for Health Research University of Southern Queensland, Australia.
Abstract:
We aggregate the United States (US) state-level data with LendingClub's loan book covering the period from 2008 to 2019. LendingClub is a FinTech lending company that provides loans through a technology-driven platform. It was one of the pioneering and leading US peer-to-peer (P2P) lending platforms. Our dataset consists of over two million observations (N=2,703,430) with diverse loan, borrowers and state-specific features. We provide the description of variables, descriptive statistics, and STATA code with the full dataset. The US possesses significant cross-state variation in terms of economic and demographic characteristics while having risk-sharing policies at the federal level to protect states' creditworthiness. This unique feature of our combined database creates an ideal opportunity to explore the P2P lending market within the context of macroeconomic variables. As the dataset covers a 12-year period for all US states, it enables further cross-sectional and longitudinal analyses of the FinTech lending market.
Related Concept Videos
Econometric Views (EViews)
Quantitative Analysis
In quantitative analysis, two key measurements are made: the sample quantity and a property proportional to the amount of the analyte (the substance being analyzed). This forms the basis of the...
Equity Theory
Pore Size Distribution
Adequate...
Data: Types and Distribution
Distributions in...
Data Collection by Observations
An astronomer viewing the motion and brightness of stars in the sky and recording the data is an example of observational data collection. A botanist recording...

