Financial Risk Prediction and Entrepreneurs' Psychological Status Under Entrepreneurial Psychology

Area of Science:

• Economics
• Psychology
• Business Management

Background:

• Entrepreneurship is vital for national economic growth.
• Improving new entrepreneur success rates accelerates socio-economic development.
• Understanding psychological factors is key to entrepreneurial success.

Purpose of the Study:

• To analyze the psychological status of new entrepreneurs.
• To investigate the relationship between psychological capital, opportunity recognition, and financial risk expectation.
• To provide insights for new entrepreneurs in financial risk prediction.

Main Methods:

• Literature review of financial risk prediction theories.
• Analysis of entrepreneurial psychological states.
• Questionnaire survey and model testing of new entrepreneurs.
• Statistical analysis of enterprise demographics and psychological factors.

Main Results:

• Private enterprises form the largest sector (58.14%).
• Entrepreneurial psychology and opportunity recognition are significant (p=0.000-0.01).
• Male entrepreneurs exhibit higher psychological adjustment and entrepreneurial abilities than females.
• Psychological states and abilities improve with age, education, and position.
• Entrepreneurial psychological capital and opportunity are positively correlated with financial risk expectation.

Conclusions:

• Financial risks significantly impact new entrepreneurs' psychological states.
• Entrepreneurial psychological capital and opportunity recognition are crucial for managing financial risk expectations.
• Findings offer a reference for new entrepreneurs in financial risk assessment and prediction.