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Exploring the Impact of Instruction on College Students' Health Insurance Literacy
Sri Siddhi N Upadhyay1, Laura K Merrell2, April Temple3
1Department of Psychology, James Madison University, MSC 7704, 91 E. Grace Street, Harrisonburg, VA, 22807, USA. upadhyay@jmu.edu.
Journal of Community Health
|May 18, 2022
Summary
Formal health insurance instruction significantly boosts undergraduate students' health insurance knowledge and self-efficacy. This education is crucial for future healthcare decisions and overall well-being.
Area of Science:
- Health Education
- Student Health
- Health Literacy
Background:
- Student health insurance literacy is understudied, impacting self-care, decision-making, and quality of life.
- Understanding factors influencing health insurance knowledge is vital for student preparedness.
Purpose of the Study:
- To examine factors associated with health insurance literacy and knowledge among undergraduate students.
- To assess the impact of formal health insurance instruction on student knowledge and self-efficacy.
Main Methods:
- Surveyed 364 undergraduates at a mid-Atlantic public university.
- Compared students receiving formal health insurance instruction with a general education comparison group.
- Collected data on demographics, health insurance experience, knowledge, and literacy self-efficacy via anonymous online surveys.
Main Results:
- Students receiving formal health insurance instruction demonstrated higher health insurance knowledge.
- Health insurance self-efficacy was positively associated with receiving health insurance instruction.
- Female gender and higher parental education correlated with lower self-efficacy.
Conclusions:
- Formal instruction enhances undergraduate health insurance knowledge and self-efficacy.
- Improving health insurance literacy prepares students for future healthcare decisions and utilization.
- Increased health insurance literacy can elevate health literacy and healthcare seeking behaviors in communities.
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