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Related Concept Videos

Torts I01:14

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Torts in nursing are wrongful acts that can harm patients and potentially lead to civil liability for the involved nurse. These wrongful acts range from unintentional errors to deliberate actions. Depending on the nature and severity of the tort, a nurse found liable may face financial penalties or disciplinary actions. Understanding the distinctions between intentional, quasi-intentional, and unintentional torts is crucial for nurses to mitigate risks and provide safe patient care.
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Risks of practicing without professional liability insurance.

Kathleen M Kearney1

  • 1Kathleen M. Kearney is an associate professor in the online RN-to-BSN Program at Texas Tech University Health Sciences Center School of Nursing in Lubbock, Tex., and the owner of Kearney Law Firm, PLLC, in Dallas, Tex. This article is for educational purposes only and not legal advice.

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Summary
This summary is machine-generated.

Practicing nursing without professional liability insurance poses significant risks. This insurance is crucial for nurses facing legal or disciplinary actions, offering vital protection.

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Area of Science:

  • Nursing
  • Healthcare Law
  • Risk Management

Background:

  • Professional liability insurance is essential for nurses.
  • Lack of insurance exposes nurses to severe financial and professional risks.
  • Nurses may face investigations by the state board of nursing, malpractice lawsuits, or criminal charges.

Purpose of the Study:

  • To discuss the risks associated with practicing without professional liability insurance.
  • To provide recommendations for nurses regarding professional liability insurance.
  • To specifically address nurses facing state board of nursing investigations, malpractice lawsuits, or criminal charges.

Main Methods:

  • Review of risks associated with practicing without professional liability insurance.
  • Analysis of scenarios requiring professional liability insurance.
  • Formulation of recommendations for nurses.

Main Results:

  • Practicing without professional liability insurance can lead to substantial financial burdens.
  • Nurses without insurance are vulnerable during legal and disciplinary proceedings.
  • Proactive insurance coverage is critical for professional protection.

Conclusions:

  • Professional liability insurance is a non-negotiable aspect of safe nursing practice.
  • Nurses must understand the risks and secure adequate coverage.
  • Recommendations are provided to guide nurses in managing professional risks.