Health Insurance Ownership among Moluccans in Indonesia

Expanding the reach of health insurance in Maluku aims to increase public access with the archipelago topography to healthcare facilities.

The study aimed to analyze factors related to health insurance ownership among Moluccans.

The study employed 788 respondents. The variables analyzed included health insurance, age, gender, education, and employment. The study used multinomial logistic regression in the final stage.

The age group ≤19 years was 0.182 times more likely than the ≥50 years of age group to have government-run type health insurance. The 20-29 years of age group was 0.219 times more likely than the ≥50 years of age group to have government-run health insurance. On the other hand, Moluccans with primary education were 0.196 times more likely than Moluccans with higher education to have a government-run type of health insurance. Moluccans with secondary education were 0.415 times more likely than Moluccans with higher education to have government-run health insurance. Unemployed have a probability of 0.358 times than employed to have the government-run health insurance type. Finally, unemployed is 0.056 times more likely than employed to have private-run health insurance.

Three variables prove associated with health insurance ownership among Moluccans in Indonesia, namely age, education, and employment.