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Predictors of Retirement Voluntariness Using Canadian Longitudinal Study on Aging Data.
Mary Beth MacLean1, Christina Wolfson2, Sarah Hewko3
1Queen's University, Kingston, ON, Canada.
Journal of Aging and Health
|January 31, 2024
Summary
Many older workers face involuntary retirement, impacting health. This study identifies key factors like job changes, health issues, and finances that influence whether retirement is voluntary, offering insights for better support systems.
Area of Science:
- Gerontology
- Sociology of Work
- Public Health
Background:
- Involuntary exit from the labor force is linked to adverse health and well-being outcomes.
- Understanding the determinants of retirement voluntariness is crucial for developing targeted interventions.
- Previous research highlights various factors influencing retirement decisions, but a comprehensive analysis of perceived voluntariness is needed.
Purpose of the Study:
- To identify the key factors contributing to perceived retirement voluntariness among older workers.
- To analyze predictors of voluntary versus involuntary retirement using a large, representative sample.
- To examine differences in predictors between men and women.
Main Methods:
- Descriptive and multivariable logistic regression analyses were performed.
- Data were sourced from the Canadian Longitudinal Study on Aging (CLSA), a large-scale cohort study.
- The sample comprised 2080 recent retirees.
Main Results:
- Over a quarter (28%) of older workers perceived their retirement as involuntary.
- Four factors commonly predicted retirement voluntariness for both genders: organizational restructuring/job elimination, disability/health/stress, financial possibility, and desire to stop working.
- 14 out of 37 potential predictors directly influenced retirement voluntariness, with many others having indirect effects.
Conclusions:
- Findings underscore the need for comprehensive support systems, including employment assistance, health promotion, and disability prevention.
- Financial education and gender-sensitive support are essential to mitigate involuntary retirement.
- Interventions should address both individual circumstances and broader organizational/economic factors influencing retirement decisions.
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