Association of High-Deductible Health Plans and Complicated Appendicitis Among Children

Jordan M Rook1,2,3, Lorraine I Kelley-Quon4,5,6, Howard C Jen1

  • 1Department of Surgery, David Geffen School of Medicine at UCLA, Los Angeles, CA.

Annals of Surgery
|February 24, 2025
PubMed

Insights

Children enrolled in high-deductible health plans (HDHPs) face higher rates of complicated appendicitis and increased hospitalization costs. These findings suggest HDHPs may not be suitable for pediatric surgical care, leading to greater expenses.

Area of Science:

  • Pediatric Surgery
  • Health Economics
  • Health Services Research

Background:

  • High-deductible health plans (HDHPs) are increasingly common, covering nearly 60% of families with non-governmental employer-sponsored insurance.
  • The impact of HDHPs on pediatric surgical care, specifically appendicitis outcomes and costs, remains largely unknown.

Purpose of the Study:

  • To investigate the association between high-deductible health plans (HDHPs) and the incidence of complicated appendicitis and associated hospitalization costs in children.
  • To evaluate the financial implications of HDHP enrollment for pediatric appendicitis cases.

Main Methods:

  • Retrospective cohort study utilizing the 2016-2020 MarketScan dataset.
  • Inclusion criteria: children aged 17 and younger with non-governmental employer-sponsored insurance treated for acute appendicitis.
  • Analysis involved machine learning-based propensity score weighting and multivariable regression to assess outcomes (complicated appendicitis, hospitalization costs) in relation to HDHP enrollment, controlling for covariates.

Main Results:

  • HDHP enrollment was linked to a higher likelihood of complicated appendicitis (33.2% vs. 30.6%).
  • Children in HDHPs incurred significantly higher out-of-pocket costs ($4,341 vs. $1,850) and total hospitalization costs ($24,556 vs. $23,852).
  • Propensity score weighting ensured covariate balance between HDHP and non-HDHP groups.

Conclusions:

  • Pediatric patients with appendicitis enrolled in HDHPs are more likely to experience disease complications and incur greater hospitalization expenses.
  • The high cost-sharing inherent in HDHPs may negatively impact pediatric surgical care, increasing overall costs for families and society.
  • Findings highlight potential limitations of HDHPs for managing acute pediatric surgical conditions.
Abstract

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