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Exploring Financial Challenges and University Support Systems for Student Financial Well-Being: A Scoping Review.

Joanna Russell¹, Kylie Austin², Karen E Charlton³

¹School of Health and Society, Faculty of the Arts, Social Sciences and Humanities, University of Wollongong, Wollongong, NSW 2522, Australia.

International Journal of Environmental Research and Public Health

|April 16, 2025

Summary

This summary is machine-generated.

Financial stress significantly impacts Australian and New Zealand university students, with vulnerable groups like low SES and international students facing greater challenges. Universities offer some support, but more comprehensive strategies are needed to address underlying issues and improve student well-being.

Keywords:

financial challenges food insecurity student well-being support services university students

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Area of Science:

Higher Education Research
Student Well-being Studies
Socioeconomic Impact Analysis

Background:

Financial stress is a prevalent issue among university students, affecting academic performance and mental health.
Existing research highlights the significant impact of financial challenges on student well-being.
Universities in Australia and New Zealand are implementing various support mechanisms for students facing financial difficulties.

Purpose of the Study:

To conduct a scoping review of financial challenges faced by university students in Australia and New Zealand.
To synthesize evidence on the extent and impact of student financial stress.
To examine university-led interventions aimed at addressing these financial challenges.

Main Methods:

A comprehensive scoping review utilizing the Arksey and O'Malley framework.
Systematic searches of four major academic databases (Scopus, ProQuest, Web of Science, Informit) up to June 2024.
Narrative synthesis of 19 selected studies after screening 3542 articles.

Main Results:

A significant proportion of Australian/New Zealand university students experience financial stress, with some studies reporting over half facing issues and 96% experiencing high emotional stress.
Students from low socioeconomic status (SES) backgrounds and international students are identified as particularly vulnerable due to limited financial support and employment opportunities.
Current university support services, such as emergency grants and food pantries, show limited effectiveness in resolving deep-seated financial hardships.

Conclusions:

Persistent financial challenges continue to affect vulnerable university students in Australia and New Zealand.
There is a critical need for enhanced university support services and systemic policy changes to address structural financial issues.
Implementing comprehensive strategies is essential for improving academic success and the overall mental and physical well-being of vulnerable student populations.