What Should Be the Nature and Scope of Pediatricians' Duties to Keep Their Patients Insured?

Sarah D Ronis1, Genevieve M Birkby2

  • 1Associate professor of pediatrics at Case Western Reserve University in Cleveland, Ohio, and the director of the Center for Child Health and Policy at University Hospitals Rainbow Babies and Children's Hospital.

AMA Journal of Ethics
|September 1, 2025
PubMed

Insights

Health insurance access is crucial for child health. Changes in Medicaid or Children's Health Insurance Program status indicate unmet needs, requiring clinicians to connect families with resources.

Area of Science:

  • Public Health
  • Health Services Research
  • Pediatric Health

Background:

  • Access to healthcare is a fundamental determinant of health outcomes.
  • Lack of health insurance represents a significant barrier to accessing necessary medical services.
  • In the U.S., a substantial proportion of children depend on public insurance programs like Medicaid and the Children's Health Insurance Program.

Purpose of the Study:

  • To highlight the importance of health insurance for children's health.
  • To underscore the role of changes in insurance status as indicators of underlying social needs.
  • To emphasize the responsibility of clinicians in addressing identified needs through resource deployment.

Main Methods:

  • This study is a conceptual analysis and review of existing literature on health insurance and access to care for children.
  • It examines the implications of income-dependent eligibility for public insurance programs.
  • It discusses the role of clinicians in screening for and addressing unmet needs.

Main Results:

  • Eligibility for programs like Medicaid and CHIP is income-dependent and subject to change.
  • Shifts in children's insurance status are critical signals for unmet social determinants of health.
  • Clinicians are positioned to identify and respond to these needs.

Conclusions:

  • Clinicians must be prepared to screen for and address unmet structural needs revealed by changes in insurance status.
  • A coordinated approach involving practice-based, health system, and community resources is essential.
  • Effective resource deployment can mitigate barriers and improve health outcomes for children and families.

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