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Development and Validation of an App Rating System for Caregiver Financial Management Apps
Emma Cho1, Mary D Naylor1, George Demiris1
1The University of Pennsylvania School of Nursing, PA, USA.
Sage Open Aging
|September 29, 2025
Summary
A new app rating system helps employed caregivers find tools to manage financial stress. The system focuses on user experience and financial management, offering practical insights for app improvement.
Area of Science:
- Health Informatics
- Gerontology
- Financial Psychology
Background:
- Employed caregivers experience significant financial stress.
- Effective app-based interventions are needed to support caregivers.
- Existing apps may lack user-centered design and financial management focus.
Purpose of the Study:
- To develop and psychometrically evaluate a consumer-centered app rating system.
- To guide employed caregivers in selecting effective financial stress management apps.
- To enhance the design of financial management applications for caregivers.
Main Methods:
- A 13-item consumer-centered app rating system was developed.
- Psychometric evaluation was conducted using exploratory factor analysis.
- The study included 100 US adults recruited via the Exhale respite grant website.
Main Results:
- Exploratory factor analysis revealed a two-factor structure: user experience and financial management.
- The 13-item scale demonstrated sound psychometric properties.
- Good internal reliability was confirmed for the rating system.
Conclusions:
- The developed scale is a reliable tool for assessing caregiver-specific financial management apps.
- Findings offer practical insights for improving the design of financial management apps.
- The system aims to better support caregivers in managing financial roles.
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