[THE ACTUAL ISSUES OF INSURANCE OF PROFESSIONAL RESPONSIBILITY OF MEDICAL WORKERS]

The actuality of insurance of professional responsibility of medical workers is dictated by legal insecurity of physicians in conditions of annually increasing number of court proceedings. The amount of material liability under civil claims often amounts to large sums of money, which are difficult to be paid to physicians. To ensure protection of medical workers at executing their professional activities, it is reasonable to implement institute of insurance with marking out medical workers as subjects of insurance. This system, in case of medical malpractice, will permit to compensate damage to patients from insurance fund. This approach will contribute to more stable positioning of physician in medical sphere and permit to involve new specialists that is especially important in present conditions of personnel shortage. Among advantages of implementing insurance of professional liability of physicians is both increasing of patient satisfaction under receiving medical services at the expense of compensation for damage caused and reducing load on investigative committee at the expense of shortage of the number of incoming complaints. it is proposed to introduce ranked system of professional liability insurance for physicians that will be calculated for each medical worker individually. This approach will permit motivate physicians to perform services at qualitatively high level which will favorably affect the health care system as a whole.