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Updated: Jan 12, 2026

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Habenula-ventral tegmental area functional coupling and risk aversion in humans.

Wanjun Lin1,2, Jiahua Xu3, Xiaoying Zhang4

  • 1Max Planck University College London Centre for Computational Psychiatry and Ageing Research, University College London, Queen Square Institute of Neurology, London WC1B 5EH, United Kingdom.

Proceedings of the National Academy of Sciences of the United States of America
|October 30, 2025
PubMed
Summary

Individual differences in risk-seeking behavior, known as provariance bias (PVB), are linked to asymmetric learning rates. This bias is influenced by distinct neural responses to prediction errors in value-sensitive brain regions.

Keywords:
computational modelinghabenulareinforcement learninguncertiantyventral tegmental area

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Area of Science:

  • Neuroscience
  • Computational Psychiatry
  • Decision Science

Background:

  • Maladaptive responses to uncertainty, such as excessive risk-seeking or avoidance, are associated with various mental disorders.
  • Provariance bias (PVB) is a specific manifestation of risk-seeking, characterized by a preference for options with higher variance or uncertainty.

Purpose of the Study:

  • To investigate the computational and neural mechanisms underlying individual differences in provariance bias (PVB).
  • To determine if asymmetric learning rates, differentiating between positive and negative prediction errors, explain individual variations in PVB.

Main Methods:

  • Employed a magnitude learning task to assess individual differences in PVB.
  • Utilized computational modeling to analyze learning rates from positive prediction errors (PPEs) and negative prediction errors (NPEs).
  • Conducted high-resolution 7T functional magnetic resonance imaging (fMRI) to examine neural responses in value-sensitive regions.

Main Results:

  • Individual differences in PVB were explained by a model incorporating asymmetric learning rates for PPEs and NPEs.
  • Distinct neural responses to PPEs and NPEs were identified in the habenula (Hb), ventral tegmental area (VTA), nucleus accumbens (NAcc), and ventral medial prefrontal cortex (vmPFC).
  • Prediction error signals in the NAcc and vmPFC were amplified for high-variance options, and NPE responses in the NAcc were linked to learning rate bias and Hb-VTA functional coupling.

Conclusions:

  • Asymmetric learning rates, driven by differential processing of prediction errors, underlie individual differences in risk preferences.
  • Functional coupling between the Hb and VTA during NPE encoding plays a crucial role in modulating learning rate bias and subsequent risk preferences.
  • These findings provide insights into the neural basis of risk preferences and have implications for understanding psychopathology related to uncertainty processing.