Jove
Visualize
Contact Us
JoVE
x logofacebook logolinkedin logoyoutube logo
ABOUT JoVE
OverviewLeadershipBlogJoVE Help Center
AUTHORS
Publishing ProcessEditorial BoardScope & PoliciesPeer ReviewFAQSubmit
LIBRARIANS
TestimonialsSubscriptionsAccessResourcesLibrary Advisory BoardFAQ
RESEARCH
JoVE JournalMethods CollectionsJoVE Encyclopedia of ExperimentsArchive
EDUCATION
JoVE CoreJoVE BusinessJoVE Science EducationJoVE Lab ManualFaculty Resource CenterFaculty Site
Terms & Conditions of Use
Privacy Policy
Policies

Related Concept Videos

Dementia01:30

Dementia

486
Dementia is a collective term for cognitive disorders primarily affecting memory, thinking, and reasoning. It is not a specific disease but a syndrome, with Alzheimer's disease being the most common cause, accounting for approximately 60-80% of cases. Other types include vascular dementia, Lewy body dementia, and frontotemporal dementia. Dementia affects millions worldwide, particularly older adults, though it is not a normal part of aging.
The progression of dementia is generally gradual....
486
Alzheimer's Disease: Overview01:26

Alzheimer's Disease: Overview

1.6K
Alzheimer's Disease (AD) is a continually advancing neurodegenerative disorder, distinguished by escalating memory loss, cognitive dysfunction, and dementia. The disease unfolds in three stages: preclinical, mild cognitive impairment (MCI), and dementia. Its onset is insidious, and the progression gradual, with the cause not well explained by other disorders.
The clinical diagnosis of AD hinges on the presence of memory and other cognitive impairments. Biomarkers, such as changes in Aβ...
1.6K
Amnesia01:13

Amnesia

414
Amnesia is a condition marked by long-term memory loss, which impairs the ability to recall past events or create new memories.
The severity and duration of memory loss vary depending on the type and underlying cause. Amnesia is classified into two main types: retrograde and anterograde.
Retrograde amnesia is marked by the loss of memories formed before the onset of the condition. Patients may recall distant past events but often forget those occurring shortly before the incident.
Anterograde...
414
Dissociative Disorders01:27

Dissociative Disorders

430
Dissociative disorders represent complex psychological conditions characterized by disruptions in consciousness, memory, identity, or perception. These disruptions cause individuals to experience a disconnection from their thoughts, emotions, and memories. The phenomenon is not merely an occasional lapse in attention but a profound alteration in mental functioning that can severely impact daily life.
Dissociative Fugue
A hallmark feature of dissociative disorders is the dissociative fugue...
430
Role of Cerebellum and Prefrontal Cortex in Memory01:14

Role of Cerebellum and Prefrontal Cortex in Memory

974
The cerebellum, while traditionally associated with motor control, also plays a crucial role in memory, particularly in procedural memory, which involves learning motor tasks that become automatic through repetition. For example, studies have shown that when the cerebellum is damaged, individuals or animals lose the ability to learn conditioned motor responses, such as the conditioned eye-blink response in classical conditioning experiments with rabbits. This study demonstrates the...
974
Interference and Decay01:16

Interference and Decay

399
Forgetting is a complex cognitive phenomenon influenced by several factors, among which interference and decay are particularly prominent. These processes explain why individuals often struggle to retrieve specific information from memory, leading to lapses in recall that can be observed in everyday situations.
Interference occurs when competing memories hinder the retrieval of particular information. It can be classified into two types: proactive and retroactive interference. Proactive...
399
  1. Home
  3. Research Domains
  5. Law And Legal Studies
  7. Commercial Law
  9. Banking, Finance And Securities Law
  11. The Financial Consequences Of Undiagnosed Memory Disorders

The financial consequences of undiagnosed memory disorders

Carole Roan Gresenz1, Jean M Mitchell2, Belicia Rodriguez3

  • 1McCourt School of Public Policy and School of Health, Georgetown University, 125 E St NW, Washington DC, 20001, USA.

Journal of Financial Economics
|December 17, 2025

Related Experiment Videos

Highlighting and Reducing the Impact of Negative Aging Stereotypes During Older Adults' Cognitive Testing
06:58

Highlighting and Reducing the Impact of Negative Aging Stereotypes During Older Adults' Cognitive Testing

Published on: January 24, 2020

7.7K
Transcranial Direct Current Stimulation tDCS for Memory Enhancement
10:37

Transcranial Direct Current Stimulation tDCS for Memory Enhancement

Published on: September 18, 2021

15.4K
The Double-H Maze: A Robust Behavioral Test for Learning and Memory in Rodents
09:01

The Double-H Maze: A Robust Behavioral Test for Learning and Memory in Rodents

Published on: July 8, 2015

13.1K

View abstract on PubMed

Summary
This summary is machine-generated.

Undiagnosed memory disorders significantly impact financial health, leading to issues like credit card delinquency and lower credit scores years before diagnosis. These effects are widespread across diverse populations.

Area of Science:

  • Gerontology
  • Health Economics
  • Cognitive Neuroscience

Background:

  • Memory disorders can have profound, yet often unrecognized, consequences.
  • The financial implications of early-stage cognitive decline are not well understood.
  • Linking health data with financial records can reveal hidden socioeconomic impacts of disease.

Purpose of the Study:

  • To investigate the association between undiagnosed memory disorders and credit outcomes.
  • To determine if early-stage memory impairment affects financial behavior and creditworthiness.
  • To assess the pervasiveness of these effects across different demographic groups.

Main Methods:

  • Utilized individually-matched, nationally representative credit reporting and Medicare data.
  • Analyzed financial outcomes including credit card and mortgage delinquency, credit utilization, and credit scores.
Keywords:
Alzheimer’s disease and related dementiaCognitive functionCredit behaviorHousehold finance

Related Experiment Videos

Highlighting and Reducing the Impact of Negative Aging Stereotypes During Older Adults' Cognitive Testing
06:58

Highlighting and Reducing the Impact of Negative Aging Stereotypes During Older Adults' Cognitive Testing

Published on: January 24, 2020

7.7K
Transcranial Direct Current Stimulation tDCS for Memory Enhancement
10:37

Transcranial Direct Current Stimulation tDCS for Memory Enhancement

Published on: September 18, 2021

15.4K
The Double-H Maze: A Robust Behavioral Test for Learning and Memory in Rodents
09:01

The Double-H Maze: A Robust Behavioral Test for Learning and Memory in Rodents

Published on: July 8, 2015

13.1K
  • Compared outcomes for individuals with and without diagnosed memory disorders, focusing on pre-diagnosis periods.

    • Main Results:

    • Early-stage memory disorders, years before formal diagnosis, are linked to negative credit outcomes.
    • Affected financial areas include payment delinquency, delinquent balances, credit utilization, and credit scores.
    • Impacts were observed across various demographics, including single/coupled households, racial/ethnic groups, and education levels, with greater effects noted for singles and Black individuals.

    Conclusions:

    • Undiagnosed memory disorders have significant and widespread effects on credit outcomes.
    • Financial monitoring may offer insights into early cognitive decline.
    • These findings highlight the need for integrated health and financial support systems for aging populations.