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Persistent financial adversity and cognitive aging: a life course investigation
Yiwen Liu1, Jacques Wels1,2, Sarah-Naomi James1
1Unit for Lifelong Health and Ageing, Department of Population Science and Experimental Medicine, University College London, London, United Kingdom.
Persistent financial hardship negatively impacts midlife cognition and accelerates brain aging, particularly in men and those with genetic risk. Supporting vulnerable adults may help prevent dementia.
Area of Science:
- Neuroscience
- Gerontology
- Public Health
Background:
- Long-term effects of financial adversity on cognitive aging are not fully understood.
- Financial hardship across adulthood may influence cognitive function and brain health later in life.
Purpose of the Study:
- To investigate the association between sustained financial hardship and cognitive aging.
- To examine variations in these effects based on sex, childhood socioeconomic status, and genetic risk.
Main Methods:
- Utilized data from the 1946 British birth cohort and its neuroimaging sub-study.
- Linked financial adversity (low income, hardships) to cognitive performance and decline, and neuroimaging measures.
- Assessed moderating roles of sex, childhood socioeconomic circumstances (SEC), and APOE-ɛ4.
Main Results:
- Increased financial adversity correlated with lower processing speed and verbal memory at age 53.
- Persistent low income was linked to greater ventricular volume (brain atrophy).
- Adverse effects were amplified in men, individuals with lower childhood SEC, and APOE-ɛ4 carriers.
Conclusions:
- Persistent financial adversity negatively affects midlife cognition and contributes to later-life brain atrophy.
- Interventions supporting financially vulnerable working-age adults may be crucial for dementia prevention.
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