[Mental health damages in social insurance]

Disablement Insurance As a rule there cannot be claimed medical measures for treatment of schizophrenia, cyclic and organic psychoses, neuroses, hypochondria and hysteria. A mental disturbance substantiates the claim for the disablement pension if due to its seriousness the utilization of the working capacities of the insured on the labour market cannot be demanded or if such a utilization is not bearable for the society. Compulsory Accident Insurance The Swiss Accident Insurance Organization is only liable for those neuroses that are in an adequate causality to the accidental occurrence it covers. Here belong the genuine accident neurosis, the fear neurosis and the therapy neurosis, however not the covetous neurosis. Health Insurance The insured afflicted with a neurosis cannot claim the sickness benefit as long as he is capable to overcome his reluctance to the assumption of sufficient work.