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Neurosurgical malpractice insurance survey. Florida 1993

T M Tippett1

  • 1Neurosurgical Group, Pensacola.

The Journal of the Florida Medical Association
|October 1, 1994
PubMed
Summary

High malpractice insurance costs are forcing Florida neurosurgeons to drop coverage, limiting patient access. This trend may worsen, impacting healthcare availability unless reforms address insurance affordability.

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Area of Science:

  • Neurosurgery
  • Medical Economics
  • Healthcare Policy

Background:

  • Medical malpractice insurance is a significant concern for neurosurgeons.
  • Rising insurance premiums can impact practice viability and patient care.

Purpose of the Study:

  • To survey Florida neurosurgeons regarding malpractice insurance.
  • To identify factors influencing insurance coverage decisions.
  • To assess the impact of insurance costs on patient access.

Main Methods:

  • A survey was distributed to Florida neurosurgeons in April 1993.
  • A 68% response rate was achieved.
  • Data on insurance status, costs, and practice considerations were collected.

Main Results:

  • 81% of respondents held malpractice insurance.
  • 19% were uninsured, primarily in South Florida.
  • Cost was the primary reason for dropping coverage, with a cutoff around $100,000 annually for $250,000 incident coverage.
  • Over 50% considered early retirement.
  • Neurosurgeons without coverage are limiting patient access.

Conclusions:

  • The high cost of malpractice insurance is a critical issue for Florida neurosurgeons.
  • Declining insurance coverage is reducing patient access to neurosurgical care.
  • Urgent healthcare reforms are needed to make insurance affordable and ensure continued patient access.

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