[Fee for physician services in completing a life insurance examination]

The question if reports and examinations by medical doctors in the completion of a life insurance policy must be charged according to the official German schedule of fees for medical doctors (GOA) is answered differently in the literature. As the GOA has legal force, an account according to the GOA is prescribed if there is no other conclusion between insurance company and medical doctor. Indisputably an account according to the GOA must be made for additional medical achievements such as laboratory examinations, electrocardiography and x-ray examinations. Insurance companies that offer for the medical report or the examination a fee within the regular limits of the GOA-numbers cannot be blamed to offer an inadequate fee.