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Amending the National Practitioner Data Bank reporting requirements: are small claims predictive of large claims?
J E Rolph1, D Pekelney, K McGuigan
1RAND Corporation, Santa Monica, CA 90407-2138.
Abstract:
This study addresses whether a physician incurring small malpractice claims is predictive of large claims. This is one consideration behind reevaluating whether all claims that result in an indemnity payment should continue to be reported to the National Practitioner Data Bank, or whether claims with payments below some "floor" should be excluded. Using a claims database from 3,098 physicians for 1977-1986, both cross-sectional and longitudinal analyses show that an individual having a small claim (under $30,000) is indicative of a propensity to incur large claims. This finding is robust to the cutpoint between large and small claims.
Insights
Physicians with small malpractice claims (under $30,000) are more likely to incur large claims later. This finding suggests that even minor malpractice payments may predict future high-cost claims.
Area of Science:
- Medical malpractice
- Health law
- Risk management
Background:
- The National Practitioner Data Bank (NPDB) collects malpractice payment data.
- Reevaluation of reporting thresholds for malpractice claims is under consideration.
- Excluding low-value claims could impact data completeness and analysis.
Purpose of the Study:
- To determine if small malpractice claims predict future large malpractice claims.
- To inform decisions regarding the reporting threshold for NPDB data.
- To assess the predictive value of minor indemnity payments in physician malpractice.
Main Methods:
- Analysis of a claims database covering 3,098 physicians from 1977-1986.
- Utilized both cross-sectional and longitudinal analytical approaches.
- Investigated the relationship between small (<$30,000) and large malpractice claims.
Main Results:
- A statistically significant association was found between incurring small claims and a propensity for large claims.
- The predictive relationship remained robust regardless of the specific monetary threshold used to define small claims.
- Physician malpractice claims, even those with low indemnity payments, indicate a higher risk profile.
Conclusions:
- Small malpractice claims are indicative of a physician's propensity to incur large claims.
- The findings support the continued reporting of all claims, regardless of payment size, to the NPDB.
- Excluding low-value claims may lead to loss of important predictive information.
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