Amending the National Practitioner Data Bank reporting requirements: are small claims predictive of large claims?

J E Rolph1, D Pekelney, K McGuigan

  • 1RAND Corporation, Santa Monica, CA 90407-2138.

Insights

Physicians with small malpractice claims (under $30,000) are more likely to incur large claims later. This finding suggests that even minor malpractice payments may predict future high-cost claims.

Area of Science:

  • Medical malpractice
  • Health law
  • Risk management

Background:

  • The National Practitioner Data Bank (NPDB) collects malpractice payment data.
  • Reevaluation of reporting thresholds for malpractice claims is under consideration.
  • Excluding low-value claims could impact data completeness and analysis.

Purpose of the Study:

  • To determine if small malpractice claims predict future large malpractice claims.
  • To inform decisions regarding the reporting threshold for NPDB data.
  • To assess the predictive value of minor indemnity payments in physician malpractice.

Main Methods:

  • Analysis of a claims database covering 3,098 physicians from 1977-1986.
  • Utilized both cross-sectional and longitudinal analytical approaches.
  • Investigated the relationship between small (<$30,000) and large malpractice claims.

Main Results:

  • A statistically significant association was found between incurring small claims and a propensity for large claims.
  • The predictive relationship remained robust regardless of the specific monetary threshold used to define small claims.
  • Physician malpractice claims, even those with low indemnity payments, indicate a higher risk profile.

Conclusions:

  • Small malpractice claims are indicative of a physician's propensity to incur large claims.
  • The findings support the continued reporting of all claims, regardless of payment size, to the NPDB.
  • Excluding low-value claims may lead to loss of important predictive information.

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